The Automobile Insurance Blog

Don’t be a Victim Of Car Insurance Scams!

Insurance fraud is one of the oldest scams in history. For car insurance fraud, not only is it costly, it’s also dangerous because it may cost you and your family your lives. To avoid being an unwitting victim, you should educate yourself with the different types of insurance scam used. Here are a couple:

• Staged rear-end car accidents is when a scam driver gets in front of an innocent car and then slam on their brakes. The innocent driver will rear-end the scam driver, and the scam driver will get to collect money for vehicle damages. Some scammers also fake medical injuries to collect more.
• After an accident, either staged or not, the scam driver will go to another location and cause extensive damage to their vehicle and claim that the damage happened during the original accident.
If an accident does happen, take notes on everything about the other car, the accident, and everybody that was in the other car. Keep a disposable camera in your car to record damage to both vehicles. And when you talk to your insurance company, let them know if you felt something was suspicious.