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	<title>The Automobile Insurance Blog</title>
	<link>http://theautomobileinsuranceblog.com</link>
	<description>Everything You Need About Automobile Insurance</description>
	<lastBuildDate>Sat, 10 Jul 2010 05:10:22 +0000</lastBuildDate>
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		<title>Parts of an Auto Insurance Policy</title>
		<description><![CDATA[â€¢	Declarations- this part of the policy indicates the personal information of the driver. The contract can be void if any information here is not true.
â€¢	Coverage plans- here you will know what you can claim from the insurance company. The coverage can be that of liability, medical, collision and or comprehensive.
â€¢	Exclusions- this part gives you the [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/general-information/parts-of-an-auto-insurance-policy/</link>
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		<title>How car insurance premiums are set</title>
		<description><![CDATA[
How do car insurance companies tell how much youâ€™ll pay for your insurance?  First, they check the model of your car.  They will check the repair costs, rate of damage and likelihood of theft.  They would do this so that they would know how risky owning your car is and then they [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/auto-insurance/how-car-insurance-premiums-are-set/</link>
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		<title>Auto insurance grounding, Tip 5</title>
		<description><![CDATA[
5. Don&#8217;t forget your umbrella.
Umbrella policies are usually very affordable and can help drivers (and homeowners) weather the most severe storms. Letâ€™s say there has been a severe car accident that involved a huge amount property damage extending beyond what a solid insurance policy covers. When this happens, policy holders need umbrellas to shelter them [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/auto-insurance/auto-insurance-grounding-tip-5/</link>
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		<title>Auto insurance grounding, Tip 4</title>
		<description><![CDATA[
4. Don&#8217;t ignore car ownership.
This won&#8217;t necessarily arise as a problem when buying insurance, but vehicle ownership can make all the difference in potential payouts. If a husband and wife share ownership, both are exposed to liability if either one causes an accident. Both can be sued by any party caused damage.
Parents should be aware [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/auto-insurance/auto-insurance-grounding-tip-4/</link>
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		<title>Auto insurance grounding, Tip 3</title>
		<description><![CDATA[
3. Don&#8217;t presume all cars need the same insurance. 
Just as you shouldn&#8217;t waste insurance on minor incidents, some cars donâ€™t really need full expensive package insurances. Drivers always need to maintain their liability insurance in case they cause an accident but some cars just aren&#8217;t worth the hassle, or the expense for that matter. [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/auto-insurance/auto-insurance-grounding-tip-3/</link>
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		<title>Auto insurance grounding, Tip 2</title>
		<description><![CDATA[
2. Don&#8217;t have a tiny deductible.
When buying auto insurance, consumers frequently think of it as a way to protect themselves against every ding and scratch. That&#8217;s a bad idea. One should insure for what you cannot afford to lose. That means, don&#8217;t have a miniscule deductible of $100 or even $250. If you nickel-and-dime the [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/auto-insurance/auto-insurance-grounding-tip-2/</link>
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		<title>Auto insurance grounding, Tip 1</title>
		<description><![CDATA[
1. Don&#8217;t think the insurance salesman is your friend.
The best policies for consumers aren&#8217;t usually the ones that bring in the best bonuses for salespeople. Quite often, itâ€™s the opposite. Smaller policies leave insurers less exposed to risk and proportionately tend to be more expensive. Most probably, they&#8217;re  likely to be profitable for the [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/auto-insurance/auto-insurance-grounding-tip-1/</link>
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		<title>Common Myths in Auto Insurance</title>
		<description><![CDATA[When an accident takes place, automotive owners rely much on their auto insurances. But on the contrary, most of them do not have a clear idea on how it is to have an automobile insurance. For instance, in no-fault car insurance, it is indicated in the contract that the insurance provider will handle the damages [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/guide/common-myths-in-auto-insurance/</link>
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		<title>How to choose your auto-insurance company</title>
		<description><![CDATA[
If you are looking for ways on how to choose a good insurer, here are some guidelines for you to consider.
Study consumer surveys.  Look for information regarding which company users find the most appealing.  You could also ask those who have tried different insurance companies.
Search the internet.  Car insurance is discussed in [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/guide/how-to-choose-your-auto-insurance-company/</link>
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		<title>What Happens When You Have No Auto Insurance?</title>
		<description><![CDATA[When you are involved in an accident that is not your fault, will the other party’s insurance provider pay for the repairs on your car?  The answer is yes!  That is assuming the insurance policy of the party at fault is carrying basic liability coverage which will assume the responsibility for the damages [...]]]></description>
		<link>http://theautomobileinsuranceblog.com/insights/what-happens-when-you-have-no-auto-insurance/</link>
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